WORKERS COMPENSATION INSURANCE
DON'T LET INJURED WORKERS HURT YOUR CLIENTS...MAKE SURE THEY HAVE WORKERS COMPENSATION INSURANCE
From payroll to inventory, it seems that the work never ends but, there is one area that your clients can’t afford to put on the back burner: worker’s compensation insurance. Work-related injuries are always tragic and they can become a legal nightmare. That’s why you should work with your clients to choose a reliable workers compensation insurance company.
WHAT DOES WORKERS COMPENSATION INSURANCE COVER?
Your clients are legally obligated to make sure they provide a safe workplace and compensate their employees in the event of an accident or injury. Workers compensation insurance provides them the security of knowing that their business is always covered, even in a worst-case scenario. If one of their employees gets hurt on the job, their workers comp policy will make it possible to provide complete medical benefits along with lost wages until they are well enough to return to work.
INJURIES DURING COURSE OF EMPLOYMENT
Workers Comp Insurance pays for injuries your clients employees sustain on the workplace premises or anywhere else while acting in the “course and scope” of their employment. For example, the leading cause of workers comp death claims is traffic accidents that occur when the employee is in a vehicle for work purposes.
Workers Compensation Insurance will also cover injuries sustained from events other than accidents that occur while they are performing their job duties. A few examples of these are workplace violence, terrorist attacks and natural disasters.
ILLNESS AND DISEASE
Workers comp insurance also covers certain illnesses and occupational diseases contracted as a result of their job. For example, employees who work with toxic chemicals can be made ill by exposure to the chemicals.